body     {
          margin: 0px;
          padding: 0px;
          font-family: Arial, Helvetica, sans-serif;
          font-size: 10pt;
          color: #000000;
          background-color: #003052;
          SCROLLBAR-FACE-COLOR: #BAC5F2; 
          SCROLLBAR-HIGHLIGHT-COLOR: #BAC5F2; 
          SCROLLBAR-SHADOW-COLOR: #BAC5F2; 
          SCROLLBAR-3DLIGHT-COLOR: #FFFFFF; 
          SCROLLBAR-ARROW-COLOR: #37475E; 
          SCROLLBAR-TRACK-COLOR: #BAC5F2 
          SCROLLBAR-DARKSHADOW-COLOR: #003052; 
          }

p, td    {
          font-family: Arial, Helvetica, sans-serif;
          color: #37475E;
          align: left;
          font-size: 12pt;
         }

h1       {
          font-family: Arial, Helvetica, sans-serif;
          color: #37475E;
          font-size: 16pt;
          align: left;
          margin-left: 10px;
         } 

h2       {
          font-family: Georgia, "Times New Roman", Times, serif;
          font-size: 12pt;
          align: left;
          margin-left: 20px;
         } 

a:link   {
          color: #37475E; 
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
             }

a:active {
          color: #660033;
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
         }

a:visited{
          color: #660033;
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
         }

a:hover  {
          color: #FFFFFF;
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
         }

a.nav:link   {
          color: #37475E; 
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
          font-size: 10pt;
          font-weight: bold;
         }
h3 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11pt;
	color: #A3112A;
	font-weight: bold;
}


a.nav:active {
          color: #37475E;
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
          font-size: 10pt;
          font-weight: bold;
         }

a.nav:visited
         {
          color: #37475E;
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
          font-size: 10pt;
          font-weight: bold;
         }

a.nav:hover  {
          color: #FFFFFF;
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
          font-size: 10pt;
          font-weight: bold;
         }

a.footer:link   {
          color: #FFFFFF; 
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
          font-size: 10pt;
          font-weight: bold;
         }

a.footer:active {
          color: #A3112A;
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
          font-size: 10pt;
          font-weight: bold;
         }

a.footer:visited
         {
          color: #FFFFFF;
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
          font-size: 10pt;
          font-weight: bold;
         }

a.footer:hover  {
          color: #23A1F9;
          font-family: Arial, Helvetica, sans-serif;
          text-decoration: none;
          font-size: 10pt;
          font-weight: bold;
         }