body     {

          margin: 0px;

          padding: 0px;

          font-family: Arial, Helvetica, sans-serif;

          font-size: 10pt;

          color: #000000;

          background-color: #003052;

          SCROLLBAR-FACE-COLOR: #BAC5F2; 

          SCROLLBAR-HIGHLIGHT-COLOR: #BAC5F2; 

          SCROLLBAR-SHADOW-COLOR: #BAC5F2; 

          SCROLLBAR-3DLIGHT-COLOR: #FFFFFF; 

          SCROLLBAR-ARROW-COLOR: #37475E; 

          SCROLLBAR-TRACK-COLOR: #BAC5F2 

          SCROLLBAR-DARKSHADOW-COLOR: #003052; 

          }



p, td    {

          font-family: Arial, Helvetica, sans-serif;

          color: #37475E;

          align: left;

          font-size: 12pt;

         }



h1       {

          font-family: Arial, Helvetica, sans-serif;

          color: #37475E;

          font-size: 16pt;

          align: left;

          margin-left: 10px;

         } 



h2       {

          font-family: Georgia, "Times New Roman", Times, serif;

          font-size: 12pt;

          align: left;

          margin-left: 20px;

         } 



a:link   {

          color: #37475E; 

          font-family: Arial, Helvetica, sans-serif;

          text-decoration: none;

             }



a:active {

          color: #660033;

          font-family: Arial, Helvetica, sans-serif;

          text-decoration: none;

         }



a:visited{

          color: #660033;

          font-family: Arial, Helvetica, sans-serif;

          text-decoration: none;

         }



a:hover  {

          color: #FFFFFF;

          font-family: Arial, Helvetica, sans-serif;

          text-decoration: none;

         }



a.nav:link, td.nav span.email a:link   {

          color: #37475E; 

          font-family: Arial, Helvetica, sans-serif;

          text-decoration: none;

          font-size: 10pt;

          font-weight: bold;

         }

h3 {

	font-family: Arial, Helvetica, sans-serif;

	font-size: 11pt;

	color: #A3112A;

	font-weight: bold;

}





a.nav:active, td.nav span.email a:active {

          color: #37475E;

          font-family: Arial, Helvetica, sans-serif;

          text-decoration: none;

          font-size: 10pt;

          font-weight: bold;

         }



a.nav:visited, td.nav span.email a:visited

         {

          color: #37475E;

          font-family: Arial, Helvetica, sans-serif;

          text-decoration: none;

          font-size: 10pt;

          font-weight: bold;

         }



a.nav:hover, td.nav span.email a:hover  {

          color: #FFFFFF;

          font-family: Arial, Helvetica, sans-serif;

          text-decoration: none;

          font-size: 10pt;

          font-weight: bold;

         }



a.footer:link   {

          color: #FFFFFF; 

          font-family: Arial, Helvetica, sans-serif;

          text-decoration: none;

          font-size: 10pt;

          font-weight: bold;

         }



a.footer:active {

          color: #A3112A;

          font-family: Arial, Helvetica, sans-serif;

          text-decoration: none;

          font-size: 10pt;

          font-weight: bold;

         }



a.footer:visited

         {

          color: #FFFFFF;

          font-family: Arial, Helvetica, sans-serif;

          text-decoration: none;

          font-size: 10pt;

          font-weight: bold;

         }



a.footer:hover  {

          color: #23A1F9;

          font-family: Arial, Helvetica, sans-serif;

          text-decoration: none;

          font-size: 10pt;

          font-weight: bold;

         }